Introduction
Investment Insights USA ("we," "our," or "us") respects your privacy and is committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.
We encourage you to read this policy carefully to understand our practices regarding your personal data and how we will treat it. By using our website, you acknowledge that you have read and understood this privacy policy.
1. Data We Collect
We may collect, use, store, and transfer different kinds of personal data about you, which we have grouped as follows:
1.1 Information You Provide to Us
- Identity Data: Includes first name, last name, username or similar identifier, title.
- Contact Data: Includes email address, telephone numbers, postal address.
- Financial Data: If you make a purchase, we may collect payment card details (though we do not store complete payment information).
- Profile Data: Includes your preferences, feedback, and survey responses.
- Communication Data: Includes your preferences in receiving marketing from us and our third parties and your communication preferences.
1.2 Information We Automatically Collect
- Technical Data: Includes internet protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
- Usage Data: Includes information about how you use our website, products, and services, such as page views, time spent on pages, clicks, and the pages you visited before and after our site.
2. How We Use Your Data
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
- To provide our services: To provide you with information, products, or services that you request from us.
- To manage our relationship: To notify you about changes to our terms or privacy policy, to manage our ongoing relationship, and to ask you to leave a review or take a survey.
- To improve our website and services: To administer and protect our business and website, to deliver relevant website content and advertisements to you, and to measure or understand the effectiveness of the advertising we serve to you.
- For marketing purposes: To send you relevant marketing communications if you have opted in to receive them. You can opt out at any time by clicking the "unsubscribe" link in any marketing email we send you.
- For analytics: To use data analytics to improve our website, products/services, marketing, customer relationships, and experiences.
3. Cookie Policy
Our website uses cookies and similar technologies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.
3.1 What Are Cookies
Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to the owners of the site.
3.2 Types of Cookies We Use
- Essential Cookies: These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and account access. You may disable these by changing your browser settings, but this may affect how the website functions.
- Analytics Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. They help us improve the way our website works.
- Functionality Cookies: These cookies enable a website to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features.
- Targeting Cookies: These cookies record your visit to our website, the pages you have visited, and the links you have followed. We use this information to make our website and the advertising displayed on it more relevant to your interests.
3.3 Managing Cookies
Most web browsers allow you to manage your cookie preferences. You can set your browser to refuse cookies, or to alert you when cookies are being sent. The "Help" function within your browser should tell you how to do this.
Please note that if you disable or refuse cookies, some parts of our website may become inaccessible or not function properly.
4. Data Sharing and Transfers
We may share your personal data with the following categories of recipients:
- Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as web hosting, data analysis, payment processing, order fulfillment, and customer service.
- Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
- Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
- Business Transfers: In the event of a merger, acquisition, or asset sale, your personal data may be transferred as a business asset. We will notify you before your personal data is transferred and becomes subject to a different privacy policy.
4.1 International Transfers
Our operations are primarily based in the United Kingdom. However, some of our service providers and partners may be located outside the UK or European Economic Area (EEA). When we transfer personal data outside the UK or EEA, we ensure a similar degree of protection is afforded to it by implementing appropriate safeguards.
5. Your Rights
Under certain circumstances, you have rights under data protection laws in relation to your personal data. These include the right to:
- Request access to your personal data (commonly known as a "data subject access request").
- Request correction of the personal data that we hold about you.
- Request erasure of your personal data.
- Object to processing of your personal data where we are relying on a legitimate interest.
- Request restriction of processing of your personal data.
- Request the transfer of your personal data to you or to a third party.
- Withdraw consent at any time where we are relying on consent to process your personal data.
If you wish to exercise any of these rights, please contact us using the details provided in the "Contact Information" section below.
6. Data Security
We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. Additionally, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.
We have procedures in place to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
7. Data Retention
We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data, and whether we can achieve those purposes through other means, and the applicable legal requirements.
8. Children's Privacy
Our website is not intended for children under 16 years of age. We do not knowingly collect personal data from children under 16. If we learn we have collected or received personal data from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us.
9. Changes to This Privacy Policy
We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page and updating the "Last Updated" date at the top of this policy.
We encourage you to review this privacy policy periodically for any changes. Changes to this privacy policy are effective when they are posted on this page.
10. Contact Information
If you have any questions about this privacy policy or our privacy practices, please contact us at:
